Medical Aids

Apply for comparison quotes that suites your needs

Discovery – Medihelp – Bonitas – Fedhealth – Bestmed – Momentum

Please enable JavaScript in your browser to complete this form.
Name
Name and Surname, age
Indicate what you like us to quote for you?

Medical Aids Explained

Get yourself a copy of the excellent book called medical aids explained. It explains everything you need to know about a medical aid, and after you have read it it will be easier to choose the right medical aid for you.

Choosing a medical aid is a not an easy

Variants to consider when choosing a medical aid

  • Do you qualify for a reduced rate or income type medical option?
  • Do you want a hospital plan only?
  • Do you want a hospital plan with a savings. Savings normally pays for gp visits, medication, glasses, blood test?
  • Do you want a full medical aid that covers more?
  • How much can you afford to pay?
  • How long have you been on a medical aid?
  • What illness do you have?

Penalties

When you join a medical aid Premium Penalties can apply when you are over 35 years old and haven’t been on a medical aid before

The following Penalties apply: (Penalties does not apply to savings portion on our medical aid)

1-4 years without: 5%

5-14 years without: 25%

15-24 years without: 50%

25+ years without: 75%

It is vital that you join a medical aid at a young age and that you continue to be a member of a medical aid to make your medical aid premiums more affordable.

Calculate the percentage your premium will be increased with when you join a medical aid.

About Prescribe Medical Benefits

Explaining Medical Aid Types

Medical Aid

A Medical aid is regulated by the Medical Schemes Act.

A medical aid pays most procedures for which you qualify on your scheme option

Medical Insurance

Medical Insurance is regulated by the Long Term and Short Term Insurance Act

Medical Insurance pays for limited procedures and Limits apply

Gap Cover

Gap cover pays when a medical procedure is done and they charge you more than the amount your medical aid pays.

Refunds for such payment is made only when the procedure is covered by your medical aid.

Gap cover can be taken to cover expenses that is 200%, 300%, 500% or 700% above the medical Aid tariff.

Gap cover is not applicable when you have medical insurance

Other difference here…

Apply for GAP COVER